Finarqis.AI
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A financial-district skyline at blue hour
AI platform for document-heavy financial workflows

One Platform for End-to-End Financial Document Intelligence

Finarqis.AI is a connected financial document intelligence platform for commercial lending, banking, and asset management that brings loan files, financial statements, diligence rooms, and KYC packets into one place — with AI reading every document, validating fields, and posting to the record with every value carrying a confidence score.

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Impact

Every document, parsed, scored and posted.

Loan files, income statements, appraisals, KYC packets and diligence rooms arrive in a thousand shapes. Finarqis.AI extracts every field, scores the confidence of each value, monitors compliance live, and surfaces the exceptions a person still needs to see.

Of inbound financial documents cleared without a human touch, up 3.2 points on the prior 7 days
91.8%
Open exceptions across every packet, with 312 more forecast in the next 24 hours
561
Field-level extraction accuracy across loan, statement, KYC and diligence packets
97.4%
Documents on the SLA-risk watchlist, with 12 flagged as likely breach
37
The Nestack financial services suite

Built for every corner of financial services.

Financial services move differently in every field, with unique teams, workflows, documents, and decisions. Your tools should be built to work the way your industry does.

Commercial credit analysis and document extraction operations
Commercial credit & intakeCurrent

Finarqis.AI

Users
Credit officers & reviewers
Intake
Loan files & packets
Output
Verified credit record
Current product
An investment committee working through allocations around a boardroom table
Asset & wealth management

Portivara AI

Users
Portfolio managers
Intake
Client mandates & feeds
Output
Reconciled portfolio
Open site
An investment committee working through a deal around a boardroom table
Venture & growth equity

Trelyqon AI

Users
Investment teams
Intake
Pitch decks & cohorts
Output
IC memo & LP report
Open site
Commercial insurance brokers and underwriters reviewing coverage accounts
Commercial insurance

Kevorynt AI

Users
Insurance brokers
Intake
Submissions & loss runs
Output
Bound policy & quotes
Open site
Commercial banking district skyline at blue hour
Commercial banking & lending

Veqorlyn AI

Users
Credit officers
Intake
Borrower financials
Output
Approved credit memo
Open site
A consulting team reviewing client reporting at a whiteboard
Financial consulting

Trevanth AI

Users
Advisors & CFOs
Intake
Ledgers & bank feeds
Output
Board-ready report
Open site
Fintech operations and compliance team in session
Regulated fintech

Kynvoryx AI

Users
Compliance & ops teams
Intake
KYC & transactions
Output
Audit-ready evidence
Open site
Leadership meeting reviewing underwriting operations
Policy underwriting

Insurqora AI

Users
Underwriting teams
Intake
Applications & forms
Output
Scored risk & policy
Open site
Lending team reviewing pipeline evidence in modern workspace
Mortgage lending

Keldruxa AI

Users
Mortgage loan officers
Intake
Borrower files & docs
Output
Clear-to-close record
Open site
Private-equity deal team reviewing an opportunity together on a tablet
Private equity & LBO

Qevrathis AI

Users
PE sponsors & deal teams
Intake
CIMs & financial models
Output
Governed LBO memo
Open site
Book a demoSee it on your own accounts

The packet arriving in the mailroom should be a decision in the system, not a stack of PDFs on someone’s desk.

Why the extraction layer comes firstEvery other module reads from it
A lending committee reviewing a packet around a boardroom table
Modules

Extraction, decisioning and compliance on one record.

Intake, decisioning, monitoring, investigations, compliance, and the executive dashboard do not sit in disconnected silos — they sit on one unified record, sharing the same live financial intelligence and end-to-end audit trail.

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01 — Intake

Automated document ingestion and entity extraction

Inbound applications, corporate formations, registrations, and supporting documentation are ingested the moment they arrive. Finarqis.AI extracts legal entity names, formation dates, jurisdictions, and registered agents with per-field confidence scoring and automated cross-document validation before moving downstream.

  • Document Ingestion
  • Entity Verification
  • Data Extraction
  • Confidence Scoring
  • Cross-Doc Validation
02 — Decisioning

Intelligent underwriting and credit decisioning

Evaluate commercial credit applications, compute DSCR and LTV ratios, and generate risk scores instantly. Finarqis.AI analyzes cash flows, operating revenues, and balance-sheet leverage to deliver explainable approval recommendations with customized risk mitigations.

  • Credit Scoring
  • DSCR & LTV Analysis
  • Risk Assessment
  • AI Recommendation
  • Policy Rules
03 — Monitoring

Real-time transaction surveillance and anomaly detection

Continuous behavioral surveillance monitors transaction streams and account velocity in real time. Finarqis.AI flags unusual international transfers, rapid fund dissipation, and spikes over 30-day baseline activity, triggering immediate priority alerts for suspicious patterns.

  • Real-Time Surveillance
  • Velocity Anomalies
  • Risk Alerts
  • Counterparty Analysis
  • Behavioral Baselines
04 — Investigations

Forensic case management and transaction timelines

Transform complex alerts into structured forensic investigations. Finarqis.AI reconstructs end-to-end transaction timelines, maps beneficial ownership and counterparty networks, collates corroborating evidence, and auto-drafts investigative case notes for AML teams.

  • Case Dossier
  • Transaction Timeline
  • Graph Forensics
  • Entity Mapping
  • Evidence Collator
05 — Compliance

Automated regulatory reporting and FinCEN Form 111 SAR filings

Streamline BSA/AML regulatory compliance with automated SAR filing preparation. Finarqis.AI populates FinCEN Form 111 fields directly from case evidence, drafting audit-ready suspicious activity narratives complete with transaction lineage and regulatory justification.

  • FinCEN Form 111
  • Automated SAR Drafts
  • Narrative Generator
  • Audit Trail
  • Regulatory Lineage
06 — Dashboard

Executive operations command and throughput forecasting

A unified command center for enterprise finance operations. The Finarqis.AI Dashboard aggregates volume throughput, straight-through processing rates, active review queues, and live compliance heatmaps with predictive forecasting across all incoming portfolios.

  • Executive Telemetry
  • Throughput Forecast
  • STP Analytics
  • Risk Heatmap
  • Portfolio Queue
Traditional SaaS vs Finarqis.AI

Don’t settle for the AI your software chose.

Most platforms ship one model and you work inside its limits. Finarqis.AI puts an orchestration layer between the document and the model, so every step of an extraction runs on the intelligence that suits it.

Traditional SaaS

Built-in AI

One model, one pass, and no step you can point somewhere else.

You work within its limits.

Finarqis.AI · Routed extraction

  • Read financial statements and tabular ledgers

    OCR, spatial layout detection and tabular cell structure on every inbound packet.

    Mistral AI logoMistral
    Document AI

  • Classify every packet & schedule

    Loan notes, W-2s, 1040s, KYC IDs, balance sheets and appraisals classified and tagged.

    Meta logoOpen Weights
    Inference Providers

  • Hold multi-year diligence files in context

    Cross-statement reconciliation, entity references and multi-year returns kept in long context.

    Google Gemini logoGemini
    Gemini API

  • Extract key financial terms and line items

    Structured fields, covenant terms and line items with source coordinate bounding boxes and confidence scores.

    OpenAI logoOpenAI
    Responses API

  • Draft compliance checks and underwriting notes

    Findings verified against BSA/AML, GLBA, FinCEN CIP, and lender policy rules.

    Anthropic Claude logoClaude
    Messages API

  • Score confidence and route the review queue

    Low-confidence values, missing signatures or mismatched figures flagged for human verification.

    DeepSeek
    DeepSeek API

ONE VERIFIED EXTRACTION RECORD

142,850 FIELDS · 97.4% EXTRACTION ACCURACY · 37 HELD FOR REVIEW

Note: Model names are the property of their owners and appear here only to say which APIs an intake step can be routed to. No endorsement or partnership is implied. Models are named without version numbers because the frontier re-ranks faster than a page can be edited.

Compliance

Held to the standards your examiners are.

An extraction platform for financial documents sits inside a regulatory perimeter, not beside it. Finarqis.AI is built around the identification, safeguards, retention and monitoring rules that already govern banks, lenders and asset managers.

  • BSA/AML

    Bank Secrecy Act — Anti-Money Laundering Program (31 CFR Chapter X)

    KYC Document Automation captures the identity fields and audit trails a BSA/AML program needs for customer due diligence and Suspicious Activity Reporting.

  • FinCEN CIP

    FinCEN Customer Identification Program (31 CFR 1020.220)

    Extraction verifies name, date of birth, address and government-ID fields on every onboarded customer to satisfy CIP recordkeeping.

  • GLBA

    Gramm-Leach-Bliley Act — Safeguards Rule (16 CFR Part 314)

    Encryption, access controls and monitoring across every document workflow keep non-public personal information handled to Safeguards Rule requirements.

  • SEC 17a-4

    SEC Rule 17a-4 — Broker-Dealer Electronic Records Retention

    Extracted documents and reconciliations are retained in a non-rewriteable, non-erasable form with searchable indexes suitable for 17a-4(f) audits.

  • SOC 2 Type II

    AICPA SOC 2 Type II — Security, Availability, Confidentiality

    The extraction and Compliance Monitoring pipeline is operated to controls audited under a SOC 2 Type II report for financial-services buyers.

Note: Listed for orientation only — supporting a standard in the product is not a substitute for your own counsel or compliance officer.

Add-ons

Add the hardware your workflow needs.

An optional desk device that streams live documents and credentials into your extraction workspace — reconciling what your team captures on-site against your loan files, diligence records, and KYC verification rules.

Finarqis High-Speed Intake Feeder

Finarqis High-Speed Intake Feeder

A high-capacity desk feeder that digitizes incoming loan files, financial statements, and diligence binders in batch at up to 80 ppm. Optical sensors feed every page straight into the Intelligent Document Extraction engine with live confidence scoring.

  • Intelligent Document Extraction
  • Statements & Ledgers
  • Due Diligence
Finarqis KYC Chip & eID Reader

Finarqis KYC Chip & eID Reader

A dual-interface contactless NFC and smartcard reader that captures e-passport, national ID, and driver's license chip data at the front desk. Cryptographically verifies tamper-evident credentials and streams raw identity payloads into your KYC workflow.

  • KYC Document Automation
  • Compliance Monitoring
Finarqis Mailroom Packet Scanner

Finarqis Mailroom Packet Scanner

A multi-spectral optical barcode scanner that logs incoming loan packets, envelope tracking numbers, and routing slips the moment they hit the mailroom desk, auto-triggering intake routing and SLA countdown timers.

  • Intake Routing
  • Intelligent Document Extraction

Note: Hardware, installation, and integration are not included in the standard subscription. Additional charges apply based on the hardware selected, integration modules required, and implementation scope.

Connectivity

Your whole stack, connected.

Salesforce, NetSuite, SharePoint, DocuSign — and the rest of what your deal and lending teams already run on. 16 integrations across the financial document pipeline, every one reading the tool’s own public API.

Note: Tool names and marks belong to their respective owners. No endorsement or partnership implied.

Pricing

One team. One number.

No per-seat arithmetic, no module gates, no charge for the reviewer who only opens the exception queue. The whole platform, one flat monthly figure, set from the Nestack admin.

Starting at
$200/mo

One flat monthly figure for the whole platform. Talk to us about seats, connector setup, and onboarding for your desk.

Note: AI API usage is charged separately. Clients must recharge their AI credit balance based on their usage.

Know more
  • Every module on the platform, with no tiers
  • Loan, statement, KYC and diligence document parsing
  • Predictive decisioning across credit, eligibility and pricing
  • Live compliance monitoring and case management
  • Reconciliation across bank feeds, ledgers and payment platforms
  • Grounded knowledge copilots and inbound intake routing
Onboarding

What your onboarding fee covers

A one-time setup that gets your desk fully live on Finarqis.AI before the first recurring cycle — we point the parser at your existing loan, KYC, statement and diligence packet formats, wire the extraction into the case systems and ledgers your team already runs on, and configure the extraction, compliance-monitoring and routing rules to your policy. Each fee below is a starting point: the final onboarding is scoped once we understand your environment, security needs, integrations, document volumes, compliance requirements and deployment model.

Essential

$1,000+one-time
  • Kickoff call and onboarding plan scoped to your document types and volumes
  • Workspace provisioning with reviewer and approver seats, roles and permissions
  • Baseline schemas set up for loan, KYC, statement and diligence packets
  • Inbound intake queue configured for your product lines and desks
  • Email and secure upload channels connected for inbound document capture
  • Exception, SLA and review templates set to your policy
  • Live-readiness check before your first recurring cycle
  • Onboarding handbook and self-serve help for the team

Plus

Most desks
$2,500+one-time

Everything in Essential, plus:

  • Guided migration of historical case files and reference data, with validation
  • Two integrations — LOS/LMS, core banking, CRM or accounting — connected and field-mapped
  • Compliance-monitoring rules and SLA calendars tuned to your regulatory obligations
  • Custom risk areas, confidence thresholds and reviewer routing across modules
  • Live training session for reviewers and approvers, with a recording
  • Dedicated onboarding specialist for the rollout

Enterprise

$5,000+one-time

Everything in Plus, plus:

  • Tailored implementation across multiple entities, product lines or offices
  • Bespoke integrations and SSO across your LOS, core banking and accounting stack
  • Bulk migration of historical documents and reconciliations, with cleansing and matching
  • Role-based training tracks for operations, credit, compliance and finance teams
  • Reporting workflows aligned to your regulator and internal audit calendar
  • Named onboarding manager with a defined go-live date
Where it runs

Two ways to deploy — same platform, same subscription

Run Finarqis.AI wherever your loan files, KYC records and customer documents are allowed to live. The recurring price is identical either way.

Cloud (SaaS)

Runs in Nestack’s managed cloud — nothing to provision. The fastest way to get your desk live on new document types.

Private / self-hosted

The same platform deployed inside your own infrastructure — your cloud, VPC or on-prem — for teams with strict mandates. KYC, loan and account data never leave your environment, and the recurring subscription stays the same.

FINARQIS.AI SHIPS

Extraction agents, in production, reading real financial documents.

Structured records from loan packets, financial statements, appraisals and KYC rooms — live in your LOS, LMS, core banking and ERP targets through documented API integrations, with each agent mapped to the modules your team already runs.

  • Document extraction and loan packet parsing agents
  • Compliance monitoring and exception routing agents

BOTH CATALOGUED IN PLAYBOOK 2.07

SISTER PLATFORM – NESTACK AGENT CAREP 07 · 23 PLAYBOOKS

YOUR BANKING
AI AGENTS, RUN LIKE
PRODUCTION SYSTEMS.

Telemetry, evaluations, guardrails, human review and incident response — pinned to the Banking & Financial Services industry playbook so extraction and routing agents stay reliable from intake through export.

38
Failure modes catalogued
38
Evaluation sets
1,950+
Baseline eval cases
24/7
Agent monitoring
Open the Banking playbook

FINANCIAL SERVICES AGENTS ARE CATALOGUED IN PLAYBOOK 2.07 OF 23.

Note: Tool names and marks belong to their respective owners. No endorsement or partnership implied.

FAQs

Frequently asked questions

Clear answers on pricing, onboarding, integration, data residency, and what happens before you commit.

Connect with our team

The subscription gives your lending team access to the complete commercial credit platform — loan intake, document review, credit analysis, loan terms, credit approval, closing and funding, and ongoing loan monitoring. There are no separate module tiers, so bankers, credit officers and portfolio teams work from the same credit record.

Subscriptions start at $200 per month for the complete platform. We use one flat monthly subscription rather than charging separately for each module. Your final setup is confirmed around your seats, integrations, data volumes and deployment requirements before you commit.

Yes. Onboarding is a one-time cost based on how much work is required to get your lending operation live. It can cover borrower and facility migration, workflow configuration, credit-policy and covenant setup, source-system integrations, permissions, training and go-live validation. We scope that work with you upfront so the implementation cost is clear before rollout.

Finarqis.AI is designed to work with the systems your lending operation already depends on. Your LOS, core banking, CRM, credit-bureau, document and other source systems can remain systems of record while Finarqis.AI brings the operational credit workflow, evidence and decisions together. Integration requirements are mapped during onboarding.

We configure the platform around your existing credit process rather than asking your team to rebuild it from scratch. Onboarding can include data migration, field mapping, credit-policy rules, covenant definitions, approval routing, integrations and role-based training. More complex multi-business-line or private deployments are scoped separately before a go-live date is agreed.

Yes. AI assists the credit team; it does not need to become an unexplained decision maker. Extracted borrower data retains confidence and source evidence, risk analysis exposes its drivers and adjustments, and policy exceptions remain visible for review. Your authorised bankers and credit officers retain the approval, override and sign-off controls.

Yes. Finarqis.AI can run as a managed cloud service or be deployed privately in your cloud, VPC or on-premises environment. Private deployment is intended for lenders with stricter data-residency, security or examiner requirements, while the underlying platform and subscription remain the same.

The value is measured against work your credit team already performs: re-keying borrower financials, chasing document exceptions, preparing spreads, checking policy variances, assembling approval evidence, reconciling closing terms and monitoring covenants after funding. During evaluation, we can use a representative slice of your lending workflow so you can judge the impact against your current process before a wider rollout.

Your team receives onboarding guidance and product support, with the implementation level determining the amount of migration, integration, configuration and training assistance included. Larger rollouts can include a named onboarding manager and role-based training for origination, underwriting, credit and portfolio teams.

Yes. Book a walk-through and we can prepare Finarqis.AI around a representative slice of your loan pipeline, borrower documents or portfolio workflow. That lets your team evaluate the screens, controls and AI-assisted workflow against the way you actually underwrite and monitor credit rather than relying only on a generic product demo.